An ABA number is a nine-digit code bank routing number that identifies banks in the United States. With the help of this code other banks transfer money to and from checking accounts for transactions like deposits and other automatic bill payments.
Find and Use ABA Numbers
You can get your ABA number from multiple sources. It identifies banks in the US for an example Citibank Florida routing number for deposits and another user. The easiest approach to look is to have a checkbook handy and the easiest approach might be to look at the bottom of your checks.
Your ABA number is duly printed on every check. Generally, it is a nine-digit number placed at the bottom left-hand corner. The same can be found on your deposit slip in the same location.
For the same purpose, you can contact your bank account and clear which ABA number to use. There are few banks which provide this information online as well, although you might need to be logged in to getting the correct number. You can also search for your bank’s website forms or Automated Clearing House (ACH) information.
Your bank may be having several ABA numbers associated with other banks routing number and it’s essential to use one specific to your account. The ABA number may differ from depending on where you opened the account and eventually the bank mergers can result in multiple codes for the same bank.
There is no need to get baffled, in case, contact your bank to confirm which number to use. Even if you know the exact number of ordering checks, you might need to use another number for wire transfers and other electronic bill payments.
How ABA Numbers Work
For the most part of the time you need to do is to copy your ABA number and provide to whoever is looking for it. Though, if you’re interested, ABA numbers use a captivating system.
The ABA number is just like an address that tells everyone where to find your account. Consequently, ABA numbers may also be named as routing transit numbers (RTNs). “ABA” is used because the American Bankers Association (ABA) allocates the numbers to banks. The ABA recognized ABA numbers in 1910 when each bank was assigned its own unique number. Most people outside the banking industry refer to them just as the bank routing numbers.